Insurers generally obtained three types of coverage to choose from. Choose the right one is important so that the options that give you attention.
Third Party
This is the cheapest option. Liability insurance provides a minimum amount of legal protection required for the roads of the United Kingdom.
Will cover any damages that cause the vehicle to someone else, and also offers protection for passengers. If you are involved in an accidentthat is your fault, are therefore necessary to repair your own vehicle is not covered by insurance.
Liability insurance is not a wise choice to choose if you have a vehicle that is of little value, or if you have a driver under 25 years.
Thirty Party Fire and Theft
Thirty Party Fire and Theft provides the same coverage as described above, but this type of insurance also applies to the vehicle if stolen or usingFire.
Global
This type of coverage is the most expensive. It covers almost everything, including accidents not your fault. It also covers acts of vandalism and accidental damage.
It is recommended that this insurance if the car is of great value.
Another advantage of comprehensive insurance is that it entitles you to other people's cars to drive. However, it is a good idea to get permission tothe car owner in advance and also check with your insurer that you are covered anyway.
